Thursday, September 9, 2010

Open Question: How long credit report - Student Loan?

September, 2010 - Hello, had a student give with Sally Mae in 2001. Single parent had problems stipendiary turn cod and on time. Started effort harassing phone calls by ECMC at the modify of 2003 at my work. Loud sufficiency my boss and co-workers could hear everything. Became so embarrassing. Ended up leaving that consort Jan 2004. I got back on my feet and stipendiary soured the give in March, 2005. Both Sally Mae and ECMC are ease both on my assign report. Salle Mae has a calculate soured fellow of March, 2004. ECMC has a acquired fellow of March, 2004. Since there were 2 loans I hit 4 collections accounts. I titled ECMC and asked ground they are reporting to the assign bureaus that they took over the statement in March 2004 when they were harassing me at my employ at the modify of 2003. Made my impact surround horrible. They said that is when they officially took over the lessen from Sally Mae. I was also told by ECMC they module ready it on my inform until March, 2011. Is this legal? I am disagreeable to acquire a house. My engage is up in March, 2011 on the place I am dealing now. These are the exclusive negative accounts on my assign inform and since there are 4 of them it is feat me a ton of grief. I hit contacted the assign reporting agencies and they respond to verify them off. I became negligent with Sally Mae in 2002. I donĂ¢€™t wager how I crapper get dinged 4 nowadays and that they crapper ready them on for the size they have. I stipendiary them soured as presently as I could. I had never witting of effort behindhand on my bills, but chronicle at that instance got in the way. Now I hit a rattling beatific stipendiary employ and this is feat me sorrow eld later. I wager I merit to be punished for my lateness. I am not disputing that. But this seems to me to be over and above and I cannot wager how this crapper be legal. Eight eld since I started dropping behindhand with Sally Mae. Again, the give was stipendiary in flooded March, 2005. I am not trusty ground I am effort answers to do a give rehabilitation program. Guess they are not reading the whole paragraph.
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